[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"loan-landing:kredyt-borzhnykam:5000:30":3,"loan-landings":706,"loan-dictionaries":739},{"landing":4,"metaData":8,"criteria":12,"warning":16,"bounds":17,"freeFirstLoanTerms":16,"offers":22},{"slug":5,"name":6,"kind":7},"kredyt-borzhnykam","Кредит боржникам","bad_credit_history",{"title":9,"metaDescription":10,"h1":6,"seoText":11},"Кредит боржникам — чи дадуть позику з відкритим боргом | Навігатор позик","Чи дадуть позику, якщо вже маєте борги чи прострочку: хто з МФО прямо пише, що розглядає боржників, і коли нова позика лише поглибить борг.","\u003Ch2>Чи дадуть позику, якщо вже є борг\u003C\u002Fh2>\n\u003Cp>Можуть, але не всі й не завжди. Кожен ліцензований кредитор зобовʼязаний оцінити вашу кредитоспроможність і бачить у бюро кредитних історій усі відкриті позики й прострочки. У правилах 10 із 39 кредиторів нашого каталогу негативна кредитна історія прямо названа можливою підставою для відмови. Ті, хто пише, що розглядає позичальників із простроченнями, винесені над списком окремо.\u003C\u002Fp>\n\u003Ch2>Спершу чесне питання: на що ця позика\u003C\u002Fh2>\n\u003Cp>Якщо нова позика потрібна, щоб закрити стару, вона майже напевно зробить борг більшим: до старого боргу додаються нові відсотки, а дата повернення наближається так само швидко. Саме так виникає боргова спіраль. Кілька способів, які працюють краще:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>Реструктуризація.\u003C\u002Fstrong> Попросіть кредитора про новий графік до того, як справу передадуть колекторам: \u003Ca href=\"\u002Fvykhid-z-borgiv\u002Frestrukturyzatsiya-borgu\">як домовитися\u003C\u002Fa>.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>План погашення.\u003C\u002Fstrong> Калькулятор покаже, в якому порядку гасити кілька боргів і скільки це триватиме: \u003Ca href=\"\u002Fvykhid-z-borgiv\u002Fkalkulyator\">калькулятор погашення боргів\u003C\u002Fa>.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Знати свої права.\u003C\u002Fstrong> Що можна й чого не можна колекторам: \u003Ca href=\"\u002Fvykhid-z-borgiv\u002Fkolektory-i-vashi-prava\">колектори і ваші права\u003C\u002Fa>.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>Якщо позика все ж потрібна\u003C\u002Fh2>\n\u003Cul>\n\u003Cli>\u003Cstrong>Невелика сума й короткий строк.\u003C\u002Fstrong> Їх простіше схвалити й простіше повернути.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Одна заявка, а не десять.\u003C\u002Fstrong> Кожен запит до бюро видно наступному кредитору, і серія заявок насторожує.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Жодних передоплат.\u003C\u002Fstrong> Ліцензований кредитор не бере грошей за «гарантоване схвалення боржникам». Таке обіцяють шахраї.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Порядок у списку не залежить від винагороди: \u003Ca href=\"\u002Fyak-my-ranzhuyemo\">як ми ранжуємо\u003C\u002Fa>.\u003C\u002Fp>",{"amount":13,"termDays":14,"features":15},5000,30,[],null,{"amountMin":18,"amountMax":19,"termDaysMin":20,"termDaysMax":21},100,200000,1,365,[23,69,99,127,152,180,206,241,266,292,318,338,363,387,410,432,454,490,528,552,576,601,623,658,674],{"slug":24,"name":25,"logo":26,"icon":27,"brandColor":28,"nameCyrillic":29,"websiteUrl":30,"goPath":31,"isPartner":32,"amountMin":33,"amountMax":34,"termDaysMin":35,"termDaysMax":14,"dailyRatePercent":36,"rateChangeAfterDays":16,"dailyRateAfterChangePercent":16,"firstLoanDailyRatePercent":16,"firstLoanMaxAmount":16,"firstLoanMaxTermDays":16,"discountCondition":37,"issuanceCommissionMinPercent":16,"issuanceCommissionMaxPercent":16,"servicingCommissionPercent":16,"periodDays":16,"productName":38,"realAnnualRate":39,"minAge":42,"maxAge":43,"acceptedIncomeTypes":16,"acceptsOverdue":32,"offersRestructuring":32,"freeProlongation":44,"features":45,"lenderLegalName":49,"registryCertificate":50,"lenderRegisteredOn":51,"sameLenderBrands":52,"documents":59,"conditionsCheckedAt":60,"rating":16,"ratingVotes":61,"discountsCount":35,"cost":62,"chance":65,"promoCeiling":16,"appliedPromo":16},"creditkasa","CreditKasa","https:\u002F\u002Fapi.badseller.net\u002Fstorage\u002Fuploads\u002F25\u002F10\u002F24\u002F8d860ec9234790d7b878c94e1e725e67.svg","https:\u002F\u002Fapi.badseller.net\u002Fstorage\u002Fuploads\u002Flender-icons\u002Fcreditkasa-a556d989.png","#FFC82B","Кредит 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