[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"loan-landing:na-kartku:5000:30":3,"loan-landings":499,"loan-dictionaries":514},{"landing":4,"metaData":8,"criteria":12,"warning":7,"bounds":17,"freeFirstLoanTerms":7,"offers":22},{"slug":5,"name":6,"kind":7},"na-kartku","Позика на картку",null,{"title":9,"metaDescription":10,"h1":6,"seoText":11},"Позика на картку онлайн — порівняння умов МФО | Навігатор позик","Порівняння позик із зарахуванням на банківську картку: повна сума до повернення, переплата і реальна річна ставка на ваші суму й строк.","\u003Ch2>Що показує цей список\u003C\u002Fh2>\n\u003Cp>Тут зібрані пропозиції кредиторів, які перераховують гроші на банківську картку, а не готівкою у відділенні й не на поточний рахунок. Список рахує ціну під ту суму й строк, які ви поставили повзунками: скільки віддати всього, скільки з цього переплата і яка виходить реальна річна ставка.\u003C\u002Fp>\n\u003Ch2>Як звірити пропозиції між собою\u003C\u002Fh2>\n\u003Cp>Порівнювати варто не денну ставку, а \u003Cstrong>повну суму до повернення\u003C\u002Fstrong>. Денна ставка в кредиторів схожа, а разова комісія за видачу — ні, і саме вона найчастіше й робить різницю. Тому позика зі ставкою нижчою за сусідню може коштувати дорожче: комісія бере своє одразу.\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>Сума до повернення\u003C\u002Fstrong> — єдине число, яке можна класти поруч і порівнювати.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Реальна річна ставка\u003C\u002Fstrong> зводить ставку й комісії до одного знаменника; вона й має бути в договорі.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Строк\u003C\u002Fstrong> змінює все: та сама позика на 7 і на 30 днів — це різні гроші.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>Що перевірити перед тим, як брати\u003C\u002Fh2>\n\u003Cp>Картка має бути вашою і випущеною українським банком — на чужу гроші не зарахують. Зарахування зазвичай займає від кількох хвилин до години, але банк може тримати переказ довше, і кредитор на це не впливає.\u003C\u002Fp>\n\u003Cp>Наш список порівнює \u003Cem>оголошені\u003C\u002Fem> умови. Остаточні цифри ви побачите в договорі на сайті кредитора — звіряйте їх перед підписанням, бо кредитор може запропонувати вам інші умови, ніж середні по вітрині.\u003C\u002Fp>\n\u003Ch2>Якщо повертати нічим\u003C\u002Fh2>\n\u003Cp>Позика — це борг, і прострочення додає до нього пеню. Не беріть нову позику, щоб закрити стару: це найшвидший шлях у боргову спіраль. 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