[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"loan-landing:novi-mfo:5000:30":3,"loan-landings":707,"loan-dictionaries":740},{"landing":4,"metaData":8,"criteria":13,"warning":17,"bounds":18,"freeFirstLoanTerms":17,"offers":23},{"slug":5,"name":6,"kind":7},"novi-mfo","Нові МФО","new_lenders",{"title":9,"metaDescription":10,"h1":11,"seoText":12},"Нові МФО України — хто зʼявився останнім | Навігатор позик","Які кредитори зʼявилися в реєстрі НБУ останніми, чому справді нових МФО майже немає і як перевірити «нову» компанію, перш ніж позичати.","Нові МФО України","\u003Ch2>Скільки насправді нових МФО\u003C\u002Fh2>\n\u003Cp>Майже нуль. За відкритими даними Державного реєстру фінансових установ НБУ (станом на 16 жовтня 2026 року) у ньому 366 фінансових компаній. Нових щороку вносять усе менше: у 2022 році — 9, у 2023 — жодної, у 2024 — 37, у 2025 — 2, у 2026 — поки 1. І далеко не кожна з них видає позики населенню: серед фінансових компаній є факторингові та лізингові.\u003C\u002Fp>\n\u003Cp>Наймолодші кредитори нашого каталогу внесені до реєстру у 2021–2022 роках. Список над тарифами впорядкований саме за цією датою — від найновіших.\u003C\u002Fp>\n\u003Ch2>Що зазвичай ховається за «новою МФО»\u003C\u002Fh2>\n\u003Cul>\n\u003Cli>\u003Cstrong>Новий бренд давньої компанії.\u003C\u002Fstrong> Один кредитодавець часто працює під кількома назвами. Нова вивіска не робить кредитора новим для вашої кредитної історії: якщо ви вже позичали в іншому бренді тієї самої компанії, вона це знає. Бренди однієї компанії ми показуємо на сторінці кожного кредитора.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Сервіс без ліцензії.\u003C\u002Fstrong> Саме вони найчастіше рекламуються як «нові МФО, що дають усім». НБУ забороняє такі сервіси, але реклама живе довше за рішення регулятора.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>Як перевірити «нову» компанію\u003C\u002Fh2>\n\u003Cp>Візьміть із договору повну назву й код ЄДРПОУ кредитодавця і знайдіть їх у Державному реєстрі фінансових установ на сайті НБУ. У реєстрі має бути чинна ліцензія на надання коштів у кредит. Якщо в договорі іноземна компанія, позика «в токенах» чи «в криптовалюті», або назви кредитодавця в договорі взагалі немає, — це привід не підписувати.\u003C\u002Fp>\n\u003Ch2>Чи дають нові кредитори частіше\u003C\u002Fh2>\n\u003Cp>Ні. Новий кредитор так само перевіряє вас у бюро кредитних історій і так само може відмовити. Перевага в іншому: у кредитора, у якого ви ще не позичали, перша позика часто дешевша — \u003Ca href=\"\u002Fpozyka\u002Fpersha-pozyka-bez-vidsotkiv\">перша позика під 0%\u003C\u002Fa> дається саме новим клієнтам.\u003C\u002Fp>\n\u003Cp>Порядок у списку тарифів не залежить від винагороди: \u003Ca href=\"\u002Fyak-my-ranzhuyemo\">як ми ранжуємо\u003C\u002Fa>.\u003C\u002Fp>",{"amount":14,"termDays":15,"features":16},5000,30,[],null,{"amountMin":19,"amountMax":20,"termDaysMin":21,"termDaysMax":22},100,200000,1,365,[24,70,100,128,153,181,207,242,267,293,319,339,364,388,411,433,455,491,529,553,577,602,624,659,675],{"slug":25,"name":26,"logo":27,"icon":28,"brandColor":29,"nameCyrillic":30,"websiteUrl":31,"goPath":32,"isPartner":33,"amountMin":34,"amountMax":35,"termDaysMin":36,"termDaysMax":15,"dailyRatePercent":37,"rateChangeAfterDays":17,"dailyRateAfterChangePercent":17,"firstLoanDailyRatePercent":17,"firstLoanMaxAmount":17,"firstLoanMaxTermDays":17,"discountCondition":38,"issuanceCommissionMinPercent":17,"issuanceCommissionMaxPercent":17,"servicingCommissionPercent":17,"periodDays":17,"productName":39,"realAnnualRate":40,"minAge":43,"maxAge":44,"acceptedIncomeTypes":17,"acceptsOverdue":33,"offersRestructuring":33,"freeProlongation":45,"features":46,"lenderLegalName":50,"registryCertificate":51,"lenderRegisteredOn":52,"sameLenderBrands":53,"documents":60,"conditionsCheckedAt":61,"rating":17,"ratingVotes":62,"discountsCount":36,"cost":63,"chance":66,"promoCeiling":17,"appliedPromo":17},"creditkasa","CreditKasa","https:\u002F\u002Fapi.badseller.net\u002Fstorage\u002Fuploads\u002F25\u002F10\u002F24\u002F8d860ec9234790d7b878c94e1e725e67.svg","https:\u002F\u002Fapi.badseller.net\u002Fstorage\u002Fuploads\u002Flender-icons\u002Fcreditkasa-a556d989.png","#FFC82B","Кредит 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